PURPOSE: In preparation for writing an one-page academic paper, students will do library research on personal finance related topics. How would you invest $30,00.00?

INTRODUCTION
Why bother with personal finance?
1) The right way to invest. Read about a college student who will be millionaire by the age 37.
2) Avoid phishing schemes. Phishing refers to the practice of e-mails being sent to users purporting to be from institutions such as their bank and urging them to click on a web link to update their online account information. The link leads to afake website where inputting details risks giving fraudsters access to actual bank accounts. For example, one of the most recently identified phishing attacks is targeted towards fans of Harry Potter. The fraudulent emails ask users to enter personal data in order to reserve a copy of the new Harry Potter novel.
3) Avoid fraud investment schemes.  Use the website Quatloose  This website sponsored by a nonprofit seeks to educate you about certain types of financial frauds, how these deals really work, and how you can manage your risk of financial fraud. It is also a clearinghouse of info on the latest financial and tax scams. The brainchild of Jay D. Adkisson, an attorney and stockbroker "known as one of the best asset protection planners in the U.S. Another scheme to read about is the PairGain Fraud.